In the hustle and bustle of daily life, there may be instances when you need someone else, such as a family member or friend, to drive your car. While this might seem like a simple request, it's crucial to ensure that the additional driver is adequately insured. This is where additional driver insurance comes into play, providing temporary cover for those instances when someone other than the primary policyholder needs to operate the vehicle.
Additional driver insurance, also known as non-owner insurance, is a temporary policy that provides coverage for an additional driver to operate a vehicle that they do not own. This type of insurance is particularly useful for situations such as:
The alternative is to be added onto the car owner's annual policy, but if you only need temporary additional driver insurance, then a separate add-on temporary additional driver insurance policy is the better solution. With InsureDaily, you can get a quote and purchase additional driver insurance online in just a few minutes, so if your car has broken down and you need to borrow your partner's car, or if your friend is getting tired while driving a long journey, you can get the cover you need in no time, and be confident you have the comprehensive cover you need as an additional driver.
Additional driver insurance offers several benefits:
Additional Driver Insurance is the best solution for when you need cover to drive someone else's car on a temporary basis.
There are a few key differences and pros and cons of being an additional driver rather than being added to a vehicle owner's annual policy. This table shows the comparison between the two options:
Additional driver insurance is typically less expensive, but it only provides temporary coverage. Being added to an annual policy is more expensive, but it provides permanent coverage and the same level of coverage as the primary policyholder. The best option for you will depend on your individual needs.
If you only need coverage for a short period of time, such as when you are borrowing a friend's car for the weekend, then additional driver insurance is a good option. However, if you need coverage for a longer period of time, or if you are regularly letting other people drive your car, then being added to an annual policy may be a better choice.
It is also worth taking into account that it can be a lot of hassle to contact an annual insurer, you will need the vehicle owner to do that for you, and there will almost always be administration charges on top of the extra fee for being added to their insurance for the year. Temporary Additional driver insurance allows you to be covered to drive their car on a comprehensive basis, without affecting their insurance or No Claims Discount at all.
You can get Additional Driver Insurance online in just a few minutes. Fill in a few driver and vehicle details with InsureDaily to get an online quote in 30 seconds, and then you can purchase additional driver cover online, allowing you to borrow someone else's car and get behind the wheel in just a few easy minutes. In order to purchase temporary additional driver insurance online you will need:
If you have these details with you, it will only take a couple of minutes to be fully covered to borrow the owner's car.
We have helped a wide range of clients to arrange temporary additional driver insurance for a single day, and these motorists have chosen Insure Daily to provide the cover that they need in a variety of situations. If you are looking to arrange temporary car or van insurance in the following circumstances, we can help;
As well as insurance for temporary additional drivers, insuredaily.co.uk can also provide cover for a day, a week or a month. In just four simple steps you could receive the cover that you need, so get a quote today, make your payment, print your policy documents, and hit the road!