Acceptance Criteria for Markerstudy Temporary Car Insurance

About the Proposer

  • have resided in the UK, EU, EEA OR Switzerland for the past 12 months OR I am an Ex-Pat OR a visitor from a Commonwealth Country.
  • have held a full UK licence for the past 36 months.
  • am NOT unemployed or connected to any of the following professions; Couriers, Licenced taxi or mini-cab driver, Entertainment Industry, Fast-food Delivery, Parcel Delivery or a Professional Sports-person.
  • have had NO MORE THAN 2 accidents, claims or loses in the last 3 years irrespective of blame.
  • have had NO MORE THAN 6 penalty points on my licence in the past 5 years and have no police enquiry pending.
  • have NEVER been disqualified from driving or had my licence revoked.
  • have NEVER been refused insurance, had a policy cancelled or voided.
  • have NO criminal convictions, Police prosecutions or enquiries pending.

About the Vehicle

  • Has a valid MOT (if required), is NOT declared as SORN (off road) with DVLA and has NOT been seized by the Police.
  • Has NOT been modified, NB: Vehicles modified to cater for a disabled driver or passenger or converted to LPG are acceptable.
  • Is ‘right-hand-drive’ and is NONE of the following: Horsebox, Licenced Taxi or Minicab, Lorry, Minibus, Motor Caravan, Motor Home, Recovery Vehicle, Refrigerated or a Tipper.
  • Is valued at over £1,500 and less than £45,000, and has no more than 8 seats.
  • Usage will be restricted to social domestic & pleasure purposes, which includes commuting & personal business use only.
  • Will NOT use the vehicle to carry hazardous goods, scrap waste or be used or driven at a hazardous location, or for any purpose in connection with the motor trade, carriage of goods or passengers for hire or reward, racing, pace-making, speed testing, rallies, trials or competitions.
  • Is NOT owned, operated by, hired or rented from any Claims Management, Credit Hire or Accident Management firm.
  • Is NOT being exported outside of the UK or imported into the UK during this period of insurance cover.