Acceptance Criteria for Markerstudy Borrowed Car Learner

About the Driver

  • am aged between 17 and 30, have been a UK resident for 12 months or more; and have a valid UK or Northern Ireland provisional licence
  • have had NO accidents, claims or losses in the past 3 years
  • have NO penalty points on their driving licence and they have not been disqualified from driving or had their licence revoked within the past 5 years
  • do NOT have a full or part-time occupation as a professional sports-person or a musician
  • have NEVER had a motor insurance policy cancelled, made void or refused; or had a claim repudiated or declined
  • have NEVER been convicted of any criminal offence or have a possible prosecution or police enquiry pending

About the Car

  • Is valued at less than £25,000, is right-hand drive with no more than 7 seats; and will be used for tuition purposes only
  • Is NOT owned or registered by me (the proposer of this learner policy) and IS insured under a separate insurance policy that will remain in force for the duration of the insurance contract
  • Is NOT modified or altered in any way (including wheels, suspension, bodywork or engine) ~ cars modified to cater for a disabled driver or a disabled passenger are acceptable
  • Has NOT been seized or impounded and I am not buying insurance cover to obtain its release

About the Supervisor

  • Is aged 25 and under 72
  • Holds a full and valid UK driving licence for at least 3 years